Roxanne Swatogor, Sales Representative | roxanne@homeswithrox.com | 416.509.7499
Let's find your place
Finding the right home is a big deal. Whether it’s your first place or your tenth, partnering with a Realtor you can trust to guide you through the process is more important than ever.
Conquer home ownership with the right framework
These steps break down the home-buying process and will help prepare you for the journey ahead.
Choose an agent
It’s so important to choose an agent whose personality meshes with yours and whose experience can work in your favour. For example, if you’re interested in a particular pocket in Toronto, going with an area expert a great move.
Get pre-approved
The Toronto market can move quickly, so you’ll need to be prepared. Now’s the time to sit down with a mortgage specialist who will help determine how much you can comfortably afford to spend. Having a set budget will narrow your home search, allowing you to focus only on the properties that work. It’ll also keep you ahead of the competition because you’ll be ready to act fast.
Home search begins
Now that we know how much you can spend, we’ll take note of your requirements and start searching for properties that fit the bill! From here on out, I’ll be keeping busy finding you the best options available in the city.
Make an offer
This is your agent’s time to shine in all their glory. I’ll draft up an offer and conditions, negotiate on your behalf and ensure you feel well-represented at all times. Sure, we might receive a counter offer during this phase, but we’ll review it together and decide on next steps. My job is to ensure your conditions are met and you feel confident moving forward with the purchase.
Prepare for closing
Before you get the keys to your new place, there are varying costs due upon closing. With help from a lawyer, we’ll steer you through this process in no time.
Moving day
Get ready, homeowner! It’s time to schedule movers, get your keys and start packing!
Calling all Buyers!
These frequently asked questions will serve as a great starting point, no matter where you are on your home-searching journey.
How long does the process usually take?
Purchasing a home can happen in a matter of days… or weeks! It depends on a number of factors. There’s one thing I know for sure though–I’ll work with you to make it happen as quickly as possible.
Do I really need to get pre-approved?
Absolutely! It is strongly recommended that you have completed a pre-approval before you even start the shopping process and this is your benefit. Without a pre-approval, you won’t know the budget you need to stick to. You also won’t be able to submit an offer with confidence. Plus, you risk losing the property to a more prepared buyer. This should be your first step, so if you don’t have one already, this is your sign to get one.
Who pays the Realtor fees when buying a home?
Lucky for you, the seller typically always pays the Realtor fees. This means the buyer’s and seller’s agents will split their commission, which is a predetermined amount that gets deducted from the seller’s profit.
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